If I say no to __________, I can say yes to ____________.

This is one of my favorite questions to ask people who come to my coaching practice to talk about money because it does 3 really important things:

1. It helps my clients identify their financial values.

2. It creates hope, generates ideas, and begets possibilities.

3. It builds the belief that small changes create big changes over time.

The answers my clients give me often sound like this:

• If I say no to random impulse purchases, I can say yes to intentional and planned splurges.

• If I say no to buying a house, I can say yes to a more flexible investment portfolio

• If I say no to upgrading my iPhone, I can say yes to an increase to my 401(k).

• If I say no to the job offer, I can say yes to being able to pick up my kids from school every day.

• If I say no to a vacation with friends, I can say yes to a bigger down payment on a house.

You might notice that none of these answers are really about money -- They're about choosing the more meaningful option when presented with a choice.

When I got my first certification in money coaching, the space was filled with dudes in suits, math majors, budgeting enthusiasts, and "financial experts" who claim that lattes and avocado toast are the reason why millennials can't afford to buy a house (literally, come on, Dave Ramsey 🙄). I wanted to coach people on money because helping people build simple systems, create sustainable habits, get organized, take small steps, and actively work on their mindset around money is way more impactful than a budget or a spreadsheet could ever be.

Getting good at money is the most empowering and important thing I've ever done. Not because of what it's enabled me to buy, but because of the life it's enabled me to create. Getting good at money has allowed me to quit jobs I don't like, take trips at the last minute, support friends who are going through a hard time, sponsor dog adoptions, donate to causes I care about, take people out for meals, and give back to the world in all kinds of ways.

Getting good at money means that I'm always able to choose the more meaningful option when presented with a choice.

If you want to be able to choose the more meaningful option in your own life, consider this your invitation to answer the question: If I say no to __________, I can say yes to ____________.

Want to fill in the blanks together? Book a discovery call and let's chat about what this could look like for you!

🤍 Sonja